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You can reach our head office on +49 421 3293 0 or fill out the following form:

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By submitting this form, you accept that all data provided by you will be raised and stored electronically. Your personal data will be used strictly for the purpose intended and only for processing your inquiry, for example, by email. For further information please read the privacy statement.

Overview

Headquarters
  • Hansator 17
    28217 Bremen
    Germany
  • +49 421 3293-0
  • Locaton: Ratingen
    Kreuzerkamp 7-11
    40878 Ratingen
    Germany
  • +49 2102 3081-0
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  • +49 2102 3081-152
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  • +49 2102 3081-198
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  • Deutsche Factoring Bank
    GmbH & Co. KG
    Postfach 10 63 60
    28063 Bremen
    Germany
  • +49 421 3293-180
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Home / Solutions / Factoring for medium-sized companies
A man and a woman in a warehouse with packed, stacked pallets in the background. The woman is holding a clipboard, the man a pen. Both are looking at the clipboard.
Image source: AdobeStock, Halfpoint

We strengthen medium-sized businesses. With Factoring.

Factoring examples

For small and medium-sized enterprises, it is important to develop their own scenarios, strategies and solutions in order to remain successful despite increasingly difficult economic conditions. Companies that avoid financial bottlenecks through solid liquidity and risk management are particularly successful in this regard. This is where factoring comes in: it strengthens companies' liquidity by selling receivables and reduces the risk of payment defaults.

Factoring added value

Factoring is a flexible financing solution that enables companies to convert their outstanding receivables into liquidity immediately.

  • Increase in liquidity
  • Revenue-based financing
  • 100% protection against bad debts, even for export transactions
  • Better rating thanks to optimised balance sheet structure

Excerpt from our customer industries

Numerous companies from over 50 different industries already rely on our expertise to drive progress within their organisations – both nationally and internationally.

  • Wholesale: Equipment and accessories for machines, ferrous and non-ferrous metals, hardware, foodstuffs and much more.
  • Service sector: freight forwarding and logistics, personnel services, management consulting, information technology, building cleaning, warehousing and much more.
  • Industry/production: metal products, rubber and plastic goods, surface finishing and heat treatment, chemicals and much more.

Our factoring examples from various industries:

A truck from the freight forwarding industry transports goods on the motorway.
Image source: AdobeStock, Jag_cz

Freight forwarding

Secure liquidity for freight forwarders

Freight forwarders face the challenge of covering high running costs, while customer payments often take an average of 40 days to arrive. While trucks are in use every day, fuel, driver wages, tolls and maintenance costs must be paid immediately. This financing gap can lead to liquidity bottlenecks – especially when order volumes grow or payments are further delayed.

Learn more about liquidity for freight forwarders
Building cleaners clean large window fronts in an airport hall and work in the field of facility management.
Image source: AdobeStock, hxdyl

Service company

Brilliant growth through factoring

A medium-sized commercial cleaning company faced a typical challenge in the industry:
payment terms of up to 90 days. Customers paid late, while running costs – especially wages and materials – had to be covered immediately.

This liquidity gap made business planning difficult and limited growth.

Learn more about growth through Factoring
A large warehouse for toys and logistics, specialising in wholesale items and stock goods.
Image source: DALL-E

Wholesale

Master seasonal peaks – always stay liquid with factoring

A medium-sized toy wholesaler faces the same challenge every year: high pre-financing costs for inventory, long payment terms from retailers and strong seasonal fluctuations.

Especially before Easter or Christmas, the warehouse must be well stocked, but customer invoices are often not paid until after the holidays. This creates a significant liquidity gap that slows down the company's growth.

Learn more about Factoring for wholesale businesses
A spacious production hall where metal parts are manufactured and further processed.
Image source: AdobeStock, industrieblick

Manufacturing

Strong liquidity for a strong industry

A medium-sized metalworking company specialising in components for mechanical engineering and the construction industry regularly processes large orders for industrial customers. The industry is highly capital-intensive: high material costs, energy-intensive machinery and long payment terms represent a considerable financial burden.

In particular, the pre-financing of new projects is made difficult by long payment terms from customers.

Learn more about Factoring for the manufacturing industry
Brick building, Hansator 17 in Bremen, headquarters of Deutsche Factoring Bank
Image source: Carsten Heidmann Fotografie

Take advantage of versatile financial services and discover the potential of factoring.

  • Secure liquidity – immediate payout of up to 90%
  • Secure competitive advantages – for example, by granting longer payment terms to your customers
  • Securing receivables, including in export business
  • Relief – more time for your core business
  • Improvement in rating
  • Use of additional purchasing advantages, such as discounts and rebates
  • Continuous credit assessment of your customers
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